When you have a low credit score or no credit at all, most car dealerships will treat you like you're a burden, instead of what you actually are: a customer. If you're lucky, they'll tell you nicely that there's nothing they can do for you and send you on your way. Having a bad credit score or no credit at all does make it harder to get financing, but it's not impossible. Many problems with getting a car loan or lease involve the dealership not having enough lenders that specialize in helping people with low to no credit.
Having a low or bad credit score is difficult, but it's not the end of the world. If you're in this situation, you need to work with a specialized lender or a car dealership that has connections. A specialized lender will usually be small and understanding (think Credit Union). Here at Mentor Mitsubishi, we have great relationships with banks and specialized local credit unions, meaning we can arrange a great car loan for you - regardless of your credit situation.
Click on the "Get Pre-Qualified" button when viewing a vehicle that you like.
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